IVF, My New Reality

I guess I have no choice but to face reality right now, and that reality is that IVF is our best, if not only, option to get pregnant. Acceptance is the first step, right? So now the research begins. We have to find out what options we have for financing. I've asked the ladies from 3T on The Bump to share their means of paying for IVF. The following were mentioned:

• Medical Credit Cards
• Regular Credit Cards
• Help from Parents
• Savings
• Money put in FSA
• Home Equity Loans
• Personal Loans
• Partial Insurance Coverage

Some of these aren't available to us, but it's good to know what our options are.


My Bump Buddy Punkymama suggested this book to give us some insight on how we can come up with the necessary funds:

Budgeting for Infertility: How to Bring Home a Baby Without Breaking the Bank - written by two women who have both traveled the infertility path. Evelina Sterling and Angie Best-Boss have been there, and know how to pay for infertility treatments and still make ends meet. Sterling and Best-Boss want you to "understand the nuts and bolts of financing your family building." The book contains details about how infertility clinics work, how you can save money on each component, and how to maximize your insurance benefits (even if you have no infertility coverage), and is worth taking time to read.